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Credit Card Rate Index

Average Standard Credit Card APR: 15.84%
Reward Credit Card APR: 15.04%
Student Credit Card APR: 14.63%


Who is CardTrak?

Nearly 30 years ago our founder, Robert B. McKinley, came across an offer for a credit card. After receiving the card which was offered at a much lower rate than the cards from his hometown bank he started following the industry. The company he then founded, CardTrak, has grown to help MILLIONS of consumers find the right card today. Our credit card tabulations, advice, tips, and traps (to avoid) have been featured in just about every news media outlet in this country- Seriously, just Google us.

Why CardTrak? is the original payment card website, and remains superior today.  What makes us the BEST? Unlike other financial websites we do NOT accept any payments to improve the listing of any card in our surveys. We were founded on the ideal of transparency and we hold true to this today. Look through and website, see all the rates and choose the right card for you. Check out our site, and be certain to tell your friends about us!

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