Iberiabank Visa® Select Card

• Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
• Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Online access to credit card account information
• Low Annual Fee of $35.00

Annual Fee

$35

Intro APRs

Purchase:

0% or 7.5% for 12 months

Transfer:

1.99% for 12 billing cycles

APR, variable*

APR:

7.50%, 9.50%, or 11.50%

Default:

See Terms

Cash Adv:

See Terms

Minimum APR

7.50%

 

Iberiabank Visa® Platinum Card

• No annual membership fee
• Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
• Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
• Turn your points into hotel, gift, or experience rewards
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
• Online access to credit card account information

Annual Fee

$0

Intro APRs

Purchase:

N/A*

Transfer:

1.99% for 6 billing cycles

APR, variable*

APR:

9.25%, 12.25%, or 15.25%

Default:

See Terms

Cash Adv:

See Terms

Minimum APR

9.25%

 

Iberiabank Visa® Gold Card

• No annual membership fee
• Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
• Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Earn 1% in cash back credit on all qualifying purchases
• No limit on cash back; no expiration date on eligibility for accounts in good standing
• Travel accident coverage up to $500,000
• Online access to credit card account information

Annual Fee

$0

Intro APRs

Purchase:

N/A*

Transfer:

1.99% for 6 billing cycles

APR, variable*

APR:

9.25%, 12.25%, or 15.25%

Default:

See Terms

Cash Adv:

See Terms

Minimum APR

9.25%

 

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.