The terrorist attacks are turning more Americans into couch potatoes, thus sitting on their credit cards. Surveys released this week show consumers are traveling less, spending less, and eating more snacks. Almost half of the respondents of a survey conducted by Euro RSCG Worldwide plan to spend less money than usual this holiday season. When it comes to eating habits, 11% are snacking more, with one out four indicating the preferred snack food, post 9-11, is ice cream. About 25% of consumers are sharing more meals with family or eating at home more often. Euro RSCG also found that 13% of men and 9% of women won’t send holiday cards this year as a result of the anthrax scare. When it comes to travel, a survey conducted by The Hartford found that more than 20% of adults expect to fly less in the next three months. Of those who had flown recently, 29%, expect to fly less. Nearly 28% of those with incomes of $75,000 or more expect to take more leisure car trips in upcoming months. The change in consumer habits since September 11th will have a significant impact on credit card activity this holiday season as travel-related sales stay in a slump and consumers turn cautious about piling on debt.