A new survey suggests that a good portion of college students do not properly dispose of direct mail credit card offers, reconcile their credit card and/or checking account balances, or change their passwords/PINs. Nearly 30% of students rarely, if ever, reconcile their credit card and/or checking account balances, according to the survey conducted by the Chubb Group of Insurance Companies. Forty-one percent indicated that they regularly reconcile their credit card receipts with their monthly statements. Thirty-two percent said they do this sometimes and 28% indicated rarely or never. Thirty-nine percent of respondents reconcile their checking account statements every month. More than half of the respondents said they had received information about protecting their personal information against identity theft, but didn’t read it carefully. The Cubb survey also found that nearly half of the respondents receive credit card applications on a daily or weekly basis. However, almost 30% of students throw out credit card solicitations without taking the precaution of destroying them. When it comes to passwords/PINs, only 5% of the respondents said they regularly change their passwords and personal identification numbers. Thirty-one percent of the respondents never change their passwords/PIN numbers, while 39% change them occasionally, and 25% change them only when required.