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Bankruptcy Steady

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While bankruptcy filings are down more than 3% this year, the number of filings in September nearly matched the number filed in September 2003. During September, 127,664 filings were made compared to 127,079 for September 2003. Year-to-date bankruptcy filings were 1.19 million. The total number of bankruptcies filed in the 12-month period ending June 30th, was 1,635,725, down 0.9% from a year ago. For the second quarter of this year total filings were down 0.4% to 421,100. The decline for the first half of this year is the first drop in consumer bankruptcy filings since 2000.

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|_2. Monthly Filings Historical |
|_. Sep 03:| 127,079 |
|_. Oct 03:| 148,044 |
|_. Nov 03:| 131,921 |
|_. Dec 03:| 113,383 |
|_. Jan 04:| 114,737 |
|_. Feb 04:| 124,719 |
|_. Mar 04:| 152,567 |
|_. Apr 04:| 145,543 |
|_. May 04:| 136,509 |
|_. Jun 04:| 127,742 |
|_. Jul 04:| 133,390 |
|_. Aug 04:| 125,783 |
|_. Sep 04:| 127,664 |
|_2. Source: CardData (www.carddata.com) |

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