The Federal Trade Commission last week won a $10.2 million judgment against a debt-collection operation. The judgment against National Check Control represents the largest judgment in FTC history for violations of the “Fair Debt Collection Practices Act.” In a complaint filed in May 2003, the FTC alleged that the defendants violated the FDCPA by harassing and threatening consumers with claims that they owed money for checks returned for insufficient funds. The defendants made repeated phone calls, sent threatening letters and falsely threatened that consumers could face civil or criminal charges if they did not pay the debts. The FTC alleged that in many cases the consumers did not owe the money or owed far less than the defendants claimed. To file a complaint in English or Spanish (bilingual counselors are available to take complaints), or to get free information on any of 150 consumer topics, call toll-free, 1-877-FTC-HELP (1-877-382-4357), or use the complaint form at “http://www.ftc.gov”:http://www.ftc.gov.