Contrary to popular belief, “Black Friday” does not even rank in the top five busiest holiday shopping days and “Cyber Monday” is only the ninth most active online shopping day in terms of transactions processed. Nevertheless, Americans are expected to charge $21.7 billion this coming weekend with $13.9 billion on VISA, MasterCard, American Express and Discover credit cards, $5.6 billion on VISA and MasterCard debit cards and $2.2 billion on store credit cards. The busiest full week is expected to be between December 11th and 17th when Americans are expected to rack-up more than $34 billion on credit, debit and store payment cards. Based on prior MasterCard data, “Cyber Monday” this year will most likely take place on December 4th. The “MasterCard Holiday Shopping Insights” report found that 74% of consumers think Thanksgiving weekend is the busiest time for holiday shopping. But, only 10% of those surveyed said they will conduct their shopping on “Cyber Monday,” the Monday after Thanksgiving. Nearly three out of four people plan to shop online during the holidays, with 26% saying they will shop online more this year than they did last year. Also, three out of four people surveyed said they like to receive prepaid cards as gifts. Only 18% of respondents said they would most often use cash or checks for holiday shopping, opting instead for credit or debit. For more information visit: “http://www.mastercard.com”:http://www.mastercard.com.