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December 23rd will likely be the busiest shopping day of the 2006 holiday season followed closely by December 22nd. Consumers were late getting to the shopping malls and online retailers in November, but VISA USA anticipates that the strongest shopping days are yet to come. VISA also notes that early procrastination by consumers this holiday season contributed to moderate sales heading into “Black Friday. Additionally, VISA analysis indicates a strong up-tick in categories that were slightly lower than expected in November, including department and discount stores.

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