A new credit card that lowers the purchase interest rate by a quarter percent when cardholders use credit wisely and rewards them with points has emerged each billing period for paying on time and staying under the credit line has emerged. The new “Citi Forward” card also offers a variety of credit education and online features. Citi is also teaming up with MySpace to offer “Citi Forward by MySpace,” a card that rewards cardholders for both financial and social responsibility. “Citi Forward by MySpace” cardholders will receive the same benefits and incentives for using credit wisely as well as the opportunity to earn additional “ThankYou Points” for completing socially responsible acts, such as donating to a local food drive, going paperless, switching to energy efficient light bulbs, volunteering and more. For more information or to sign up for the card, visit www.citiforward.com or www.myspace.com/citiforward.