Want to earn rewards without accumulating debt? Well now you can with PerkStreet Financial’s first 2% cash back program for debit card users who have a daily opening balance of at least $5,000. Customers will continue to earn PerkStreet’s standard 1% cash back on all non-PIN debit card purchases even when their account balance is less than $5,000. The new “PerkStreet Financial Visa” Debit Card allows you to earn up to 5% cash back at preferred merchants or in specified categories, making available to the typical American family over $600 annually in exchange for their everyday spending. The membership fee-free “PerkStreet Financial Visa” will be announcing many other special opportunities to earn up to 5% throughout the year.