Get ready to use that “phone” like a a credit card Droid fans! Verizon Wireless, AT&T Inc. and T-Mobile USA have partnered to find yet another use for the ‘Gingerbread’ Android smartphone. The “Isis” partnership will compete with credit card companies for your business, allowing NFC payment through the Discover Financial Services’ payment network. Once development is complete, you can conduct payments with a wave of your Android ‘Gingerbread,’ throwing Discover’s hat in the ring to join the fierce competition for the top mobile payment network. This at a time research concluded mobile payments will account for $214 billion in gross dollar volume by 2015, up from US$16 billion in 2010, for a 68% compound annual growth rate.