For those who prefer MasterCard to Visa, this prepaid card offers the same benefits of the AccountNow Prepaid Visa with the MasterCard label. A $0 activation fee, guaranteed card approval, and easy, 60-second signup make it easy for customers to get started. The $25 cash bonus for using Direct Deposit is a great incentive to take advantage of the free Direct Deposit offered with this card. The AccountNow MasterCard has no overdraft fees, no bounced check fees, no credit check, and no minimum deposit. The free credit builder helps keep credit on track while the free bill pay makes everything more convenient.