If you make your bill payments through your mobile smartphone, apparently you are not alone. mopay payment solutions for online merchants saw unprecedented North American mobile adoption rates in 2010 with conversion rates almost doubling within one year, helping bridge the divide between leading regions Asia and Europe. mopay attributes this rapid growth to improved carrier agreements, easier integration, optimized usability and growing general acceptance amongst consumers. Global merchants have independently established a sweet spot of their mobile payment offers of around $8.00. Only three percent of all offers ranged below a value of $2.50 and two percent exceeded a value of $14.00. The Companyâs findings also shows consumers regularly spend up to $50.00 per month using mobile payments.