Now you have the option to run your payment card as a credit or a debit card! With the Fifth Third Bank “Duo Card” credit and debit card, you have access to dual functionality so you can make purchases using either a line of credit or funds available in your checking account. To draw funds from their checking account, you just select the debit option at thePOS and enter your PIN, or they can withdraw money from their checking account at an ATM. To draw funds against a line of credit – like a traditional credit card – you need only select the credit option at the POS and sign to complete the transaction. As a debit card purchase, the funds will be drawn immediately, whereas a credit card transaction will only authorize the account for the appropriate amount. Either way, you now have the option, so sign up today!