If you are looking for the perfect credit card, I have found the perfect card for you. The USAA American Express card is great for anybody looking for a credit card with great benefits and reward options. Let’s break this card down into more detail so you can get a better idea of what this card is all about.
The USAA American Express card has no annual fees and a low APR rate, as low as 9.90%, that’s a wonderful rate when compared to other credit cards. You don’t have to worry about any penalty APR charges which allows you to feel completely confident when using your card. The USAA American Express card also come with an awesome introductory rate, with 0% APR for 12 months. This applies to balance transfers and convenience checks that are posted to your account within the first 3 months after you open your account. After 12 months is up you will experience the regular low rate of APR interest at 9.90% for most people.
The USAA American Express card also comes with to different reward options to choose from, allowing for more personalization for what you need and want. Let’s take a closer look at the two rewards options:
Earn 2x the points on every dollar you spend on gas and grocery items
Earn 1 point for every dollar on all other everyday purchases
With your first purchase you can enjoy 2,500 bonus points
No cap or expiration for points earned
You can use the points to redeem for merchandise, gift cards, or travel expenses
You can also redeem for cash when you use your mobile device
Now let’s go into more detail about the other reward program for you to choose:
Earn up to 2.25% cash back on your gas and grocery purchases
Earn up to 1.25% cash back on all everyday purchases
No limit for the amount of cash you can earn
You will receive annual rebates every January
Shopping through MemberShop earns you additional cash rewards
Wow, two awesome reward programs to choose from! This card is amazing and truly has anything you could possibly want or need in a credit card. Why not sign up for the USAA American Express card today and reap all the wonderful benefits by being a cardholder?