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Australian Credit Cards Most Popular Free List

Australian Credit CardsThe following Australian credit cards are some of the most popular cards for a reason. Check out the great benefits offered by each card. Some give rewards, others will save you money by transferring your higher interest rate balances. This is not meant to be a comprehensive list or a list of the top 10 credit cards. This list may change or be updated as other Australian credit cards become available that we feel should be included on this page.

If you are looking for credit cards that are available outside of Australia, then you can click on any of the following countries.

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ME frank MasterCard

ME frank MastercardThe ME frank MasterCard is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the ME frank MasterCard: low interest rate, a 55-day purchase grace period and no annual fee.

Currently, there is an 11.99% p.a. on purchases and cash advances offer for customers signing up directly online for the ME frank MasterCard. Simply click on the card graphic to be transported to the secure, official ME frank page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The ME frank MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The ME frank MasterCard is issued by Members Equity Bank Limited.

CardTrak.com does not earn commissions for referring consumers to the ME frank MasterCard or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Members Equity Bank Limited.

Click Here to learn more about or apply for the ME frank MasterCard


CommBank Low Rate MasterCard

CommBank Low Rate MasterCardThe CommBank Low Rate MasterCard is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the CommBank Low Rate MasterCard: low purchase interest rate, and 55-day grace period on purchases.

Currently, there is a $250 cash back and first year annual fee waiver bonus offer for customers signing up directly online for the CommBank Low Rate MasterCard. Simply click on the card graphic to be transported to the secure, official CommBank page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The CommBank Low Rate MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The CommBank Low Rate MasterCard is issued by Commonwealth Bank of Australia.

CardTrak.com does not earn commissions for referring consumers to the CommBank Low Rate MasterCard or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Commonwealth Bank of Australia.

Click Here to learn more about or apply for the CommBank Low Rate MasterCard


Virgin Australia Velocity Flyer Visa

Virgin Australia Velocity Flyer VisaThe Virgin Australia Velocity Flyer Visa card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the Virgin Australia Velocity Flyer Visa: earn Velocity Points and low introductory interest rate.

Currently, there is a 40,000 Velocity Points Bonus & 0% p.a. for 6 months on balance transfers1 offer for customers signing up directly online for the Virgin Australia Velocity Flyer Visa card. Simply click on the card graphic to be transported to the secure, official Virgin Australia page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Virgin Australia Velocity Flyer Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Virgin Australia Velocity Flyer Visa card is issued by Citigroup Pty Ltd.

CardTrak.com does not earn commissions for referring consumers to the Virgin Australia Velocity Flyer Visa card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Citigroup Pty Ltd.

Click Here to learn more about or apply for the Virgin Australia Velocity Flyer Visa


American Express Explorer Credit Card

American Express Explorer Credit CardThe American Express Explorer Credit Card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the American Express Explorer Credit Card: unlimited points, AU$ 400 travel credit each Membership year, and  2 American Express Airport Lounge entries each year.

Currently, there is a 100,000 Membership Rewards® Bonus Points3 offer for customers signing up directly online for the American Express Explorer Credit Card. Simply click on the card graphic to be transported to the secure, official American Express page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The American Express Explorer Credit Card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The American Express Explorer Credit Card is issued by American Express Australia Limited.

CardTrak.com does not earn commissions for referring consumers to the American Express Explorer Credit Card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with American Express Australia Limited.

Click Here to learn more about or apply for the American Express Explorer Credit Card


St. George Vertigo Visa

St. George Vertigo VisaThe St. George Vertigo Visa card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the St. George Vertigo Visa card: 0% p.a. for 18 months on balance transfers requested at card application and 1% p.a. for up to 12 months on purchases from card approval.

Currently, there is a bonus offer for St. George customers of up to $25 on the first Uber ride for signing up directly online for the St. George Vertigo Visa card. Simply click on the card graphic to be transported to the secure, official St, George page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The St. George Vertigo Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The St. George Vertigo Visa card is issued by St.George Bank – A Division of Westpac Banking Corporation.

CardTrak.com does not earn commissions for referring consumers to the St. George Vertigo Visa card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with St.George Bank – A Division of Westpac Banking Corporation.

Click Here to learn more about or apply for the St. George Vertigo Visa


Coles No Annual Fee MasterCard

Coles No Annual Fee MastercardThe Coles No Annual Fee MasterCard is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the Coles No Annual Fee MasterCard: earn unlimited flybuy points in addition to flybuys points awarded by flybuys partners and up to a 62 day grace period on purchases.

Currently, there is a bonus offer of free delivery at Coles online using the Coles Credit Card and a Free Coles Mobile Wallet for customers signing up directly online for the Coles No Annual Fee MasterCard. Simply click on the card graphic to be transported to the secure, official Coles page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Coles No Annual Fee MasterCard is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Coles No Annual Fee MasterCard is issued by Latitude Financial Services Australia Holdings Pty Ltd representing  Wesfarmers Finance.

CardTrak.com does not earn commissions for referring consumers to the Coles No Annual Fee MasterCard or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Latitude Financial Services Australia Holdings Pty Ltd representing  Wesfarmers Finance.

Click Here to learn more about or apply for the Coles No Annual Fee MasterCard


Heritage Bank Freedom Visa

Heritage Bank Freedom VisaThe Heritage Bank Freedom Visa card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the Heritage Bank Freedom Visa: no annual fee for first year with a waiver for subsequent years based on purchasing volume and a 55-day grace period on purchases.

Currently, there is a 13 month special introductory interest rate of 8.95% p.a bonus offer for customers signing up directly online for the Heritage Bank Freedom Visa card. Simply click on the card graphic to be transported to the secure, official Heritage page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Heritage Bank Freedom Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Heritage Bank Freedom Visa card is issued by Heritage Bank Limited.

CardTrak.com does not earn commissions for referring consumers to the Heritage Bank Freedom Visa card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Heritage Bank Limited.

Click Here to learn more about or apply for the Heritage Bank Freedom Visa


NAB Low Fee Visa

nab-low-fee-card-sml-5-dec-2016The NAB Low Fee Visa card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the NAB Low Fee Visa: low $30 annual fee and a 44-day grace period purchases.

Currently, there is a 0% p.a. on purchases for 15 months and 0% p.a. on balance transfers for 15 months bonus offer for customers signing up directly online for the NAB Low Fee Visa card. Simply click on the card graphic to be transported to the secure, official NAB page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The NAB Low Fee Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The NAB Low Fee Visa card is issued by National Australia Bank Limited.

CardTrak.com does not earn commissions for referring consumers to the NAB Low Fee Visa card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with National Australia Bank Limited.

Click Here to learn more about or apply for the NAB Low Fee Visa


Westpac Low Rate Visa

Westpac Low Rate VisaThe Westpac Low Rate Visa card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the Westpac Low Rate Visa: $0 annual fee in the first year and a low 13.49% interest rate for purchases.

Currently, there is a 0% p.a. for 16 months on balance transfers and  1.00% p.a. on purchases for up to 1 year from card approval bonus offer for customers signing up directly online for the Westpac Low Rate Visa card. Simply click on the card graphic to be transported to the secure, official Westpac page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The Westpac Low Rate Visa card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The Westpac Low Rate Visa card is issued by Westpac Banking Corporation.

CardTrak.com does not earn commissions for referring consumers to the Westpac Low Rate Visa card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Westpac Banking Corporation.

Click Here to learn more about or apply for the Westpac Low Rate Visa


ANZ  Signature Priority Banking Visa Infinite

ANZ Signature Priority Banking Visa InfiniteThe ANZ  Signature Priority Banking Visa Infinite card is one of the most popular general purpose credit cards in Australia, based on cards-in-force*.

The main features of the ANZ Signature Priority Banking Visa Infinite: unlimited air miles and complimentary airport limousine transfer and access to airport lounges globally.

Currently, there is a $168 cash back,  25,000 miles and one 28” luggage bag bonus offer for customers signing up directly online for the ANZ  Signature Priority Banking Visa Infinite card. Simply click on the card graphic to be transported to the secure, official ANZ page for full details regarding the current offer and the required legal disclosures (terms and conditions) of this specific card product.

The ANZ  Signature Priority Banking Visa Infinite card is rated with 5 Stars* for overall value including pricing, rewards, availability, acceptance, service and feedback.

The ANZ  Signature Priority Banking Visa Infinite card is issued by Australia and New Zealand Banking Group Limited.

CardTrak.com does not earn commissions for referring consumers to the ANZ  Signature Priority Banking Visa Infinite card or any credit card cited, listed, ranked, promoted or otherwise mentioned on its website, whether by charts or editorially. CardTrak.com is an independent, third-party and has no partnership or advertising relationship with Australia and New Zealand Banking Group Limited.

Click Here to learn more about or apply for the ANZ Signature Priority Banking Visa Infinite


*Card issuer data courtesy of CardData.com, publisher of 100+ quarterly payment analysis reports

**Card rating courtesy of RAM Research, a global payments research and consulting firm since 1986.

Last Updated January 2017

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