Consumer Payment Card News

NextCard GoShopping

NextCard, the First True Internet VISA, announced Tuesday the launch of NextCard GoShopping!, an online shopping site exclusively designed for NextCard customers. GoShopping! offers customer’s powerful online search tools and resources to enhance their online shopping experience when using their NextCard VISA.

“With the introduction of NextCard GoShopping! we are continuing to deliver on our promise to redefine the banking experience for Internet consumers,” said Jeremy Lent, founder and CEO of NextCard. “Internet shopping is an important activity for NextCard customers. In addition to making the Internet safe for online purchases with our unconditional safe shopping guarantee, we’ve now made it easier, more convenient and fun.”

The NextCard GoShopping! site offers two powerful and easy to use tools: the Shopping Guide and the Bargain Finder. The Shopping Guide, powered by BizRate, is the only truly independent comprehensive resource dedicated to helping shoppers quickly and easily find quality shops on the Web. It features merchants that excel in customer service and product selection, and makes the online shopping experience quicker, easier and more enjoyable. Quality-conscious NextCard customers now have access to more than 450 merchants – including Amazon.com, Office Depot, Cyberian Outpost, 1-800-FLOWERS, Spiegel, iQVC, CD Now. The Shopping Guide provides:

— Reliability: Ratings are based on actual customer feedback

— Integrity: Merchants cannot pay to be listed

— Depth: Detailed reports are available on each merchant

NextCard customers that already have a product in mind can take advantage of Bargain Finder, powered by Bottom Dollar. Customers simply enter the name of a product and the Bargain Finder does the rest. Within seconds, Bargain Finder searches a comprehensive database of hundreds of online merchants like eToys, Wal Mart, or Micro Warehouse to find great deals on thousands of products. If the customer likes the price, they can click on a hyperlink and purchase the product directly.

The NextCard GoShopping! services are accessed via the company’s customer service Web site, and are designed exclusively for NextCard customers. To apply for a NextCard Internet VISA, visit the site at http://www.nextcard.com.

NextCard Internet VISA

Since its inception in December 1997, more than 300,000 consumers have applied for the NextCard Internet VISA. Internet consumers are attracted by the array of features that define the card as the “First True Internet VISA”:

— Online credit approval in less than 30 seconds

— Interactive choice of terms and card design, customized for each applicant

— Automated balance transfers

— 100% safe Internet purchase guarantee

— Online statements and customer service

— Introductory rates as low as 2.9%

— Up to double rewards through the NextCard Rewards program.

Internet Access Financial Corporation

Internet Access Financial Corporation (“IAFC”) is a privately held company based in San Francisco, whose mission is “to redefine the banking experience for the Internet consumer.” The company is the creator of NextCard, the First True Internet VISA, which is marketed through a strategic relationship with Heritage Bank of Commerce in San Jose, California. NextCard provides online shoppers with unprecedented control of their Internet purchases including a 100% safe purchase guarantee. Unconstrained by legacy systems, IAFC is driving innovations in the direct marketing of customized financial services to Internet consumers. IAFC and NextCard can be contacted through the Web at http://www.nextcard.com.

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