The march to move late fees above $29 picked up more steam this week as the nation’s foremost, super-prime credit card specialist has decided to hike late fees to $35. MBNA is going one step further by also jacking-up over-limit fees to $35. MBNA has begun notifying cardholders it will begin assessing the higher fees in upcoming billing cycles. To-date, several major issuers including Citibank, Discover, Fleet, Advanta, and a handful of sub-prime issuers, have boosted late fees. Under the amended credit card terms, MBNA will charge a $15 late fee for balances under $100; a $25 fee for balances between $100 and $1,000; and a $35 fee for past due balances above $1,000. Accounts going over the credit limit by $500 will be subject to a $15 over-limit fee, while accounts exceeding the credit limit by $500 to $1,000 will be subject to a $25 over-limit fee; and accounts going over-limit by $1,000 will be subject to a $35 over-limit fee. MBNA notes that accounts with credit limits under $1,000 will be subject to the full $35 fee. Citibank and Discover have adopted the same tiered pricing schedule as MBNA for late fees. Since January 1994, late fees have climbed 146% and over-limit fees have increased by 116% according to CardData (www.carddata.com).