More than half of Americans prefer that college students use prepaid payment cards instead of debit cards or credit cards. Only 14% of consumers believe credit cards are best suited for students, while 34% favor debit cards. The results are based on an informal CardWeb.com homepage poll of more than 1,100 unique participants, which concluded this week. Another recent survey conducted by the non-profit InCharge Institute of America, publishers of the YOUNG MONEY magazine, also found that 70% of consumers believe debit cards are a better option for college students than credit cards. The InCharge research also found that seven out of ten Americans believe it is a bad idea for credit cards to be in the hands of college students.