The Federal Trade Commission and Experian Consumer Direct have reached a settlement in a dispute over the marketing of free credit reports. The FTC says the “free credit report” offer failed to disclose adequately that consumers who signed up would be automatically enrolled in a credit-monitoring program and charged $79.95. The FTC alleged that the failure to clearly disclose the enrollment and charges violated a previous settlement. Consumerinfo.com, doing business as Experian Consumer Direct, agreed to pay $300,000 to settle the charges. In August 2005, Consumerinfo.com, paid $950,000 to settle FTC charges that it deceptively marketed “free credit reports.” For more information visit: “http://www.ftc.gov”:http://www.ftc.gov.