Credit card interest rates offered by the nation’s largest issuers currently average 13.79%. Average rates now range from 11.66% for low interest rate credit cards to 17.88% for student credit cards. According to Austin, TX-based CreditCards.com, the average interest rate for cards offered to consumers with bad credit is 13.05%. While cards offering cash-back carry an average rate of 13.38%, cards rewarding users with air miles are significantly higher at 15.01%. CreditCards.com says low interest rate and balance transfer credit cards, particularly those with 0% introductory APR, are a very popular choice amongst consumers during the first quarter of each year due to the need to alleviate the strain of finance charges from post-holiday balances. For more information visit: “http://www.creditcards.com”:http://www.creditcards.com.