Consumer Payment Card News

File Freeze

Consumers will soon be able to instantly lock and unlock their TransUnion credit file. The introduction of “TrueCredit Lock” marks the first time that U.S. consumers will have the ability to instantly lock and unlock their credit file to prevent unwanted activity. Once enrolled, use of the new feature is available to Website subscribers online at no additional charge 24-hours a day, 7-days a week. Similar to a “file freeze,” which is available under certain state laws, TrueCredit Lock is an independent tool designed to provide consumers with instant
control over access to their TransUnion credit report for identity theft prevention. After logging on to the TrueCredit.com site using a secure user name and password, one mouse click activates or deactivates a consumer’s lock feature. For more information visit: “http://www.truecredit.com”:http://www.truecredit.com

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