Consumer Payment Card News

File Freeze

The nation’s largest credit bureau is now offering consumers nationwide the option to freeze and unfreeze their credit files beginning on October 31st. Equifax’s voluntary freeze procedures will be offered in 11 states and Puerto Rico, where there are no security freeze laws in place. For consumers in the 39 other states, Equifax will continue to offer consumers credit freeze opportunities afforded to them under the rules set by those states. Equifax also announced that consumers who purchase “Equifax Credit Watch” credit monitoring products will be offered the additional option of “Credit Report Control,” which will allow Equifax customers to lock and unlock their credit file through their Internet-based credit monitoring account. Credit Report Control will be available beginning October 25th. For more information visit: “”:

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