Consumer Payment Card News

2008 Resolutions

The boring month of January is a great time to give your credit cards and other loans a real tune-up. Get your act together early and reap the benefits all year long. The editors of have come up with a no-B.S. list of ten things all credit using consumers should do ASAP in 2008.

# Change User Name and/or Passwords on All Credit Accounts
# Sign-Up for Online Statements (Prevents Fraud/Saves Trees)
# Order a Free Annual Copy of Your Consumer Credit File
# Buy a Subscription to a Credit Monitoring Service
# Apply for a Lower (& Variable) Interest Rate Credit Card
# Seek Out Card Offers with Short-Term Low-Ball Interest Rates
# Set-Up a System to Remind You of Payment Due Dates
# Cash-Out Credit Card Rewards Before They Lose Value
# Change Payment Due Dates to Match Your Cash Flow
# Resolve to Increase Credit Card Payments

Also if you do not want to receive solicitations for credit card via the phone then:

11. Register Your Number in the National Do Not Call Registry

Here are some links to help you out:

Free Credit Report: “”:
Equifax Credit Bureau: “”:
Experian Credit Bureau: “”:
TransUnion Credit Bureau: “”:
Best Credit Card: “”:
National Do Not Call Registry: “”:
ABA Consumer Credit Education: “”:

Have Other Suggestions/Comments — Email: “[email protected]”:

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