U.S. consumers racked up nearly $63 billion worth of fast food on their personal credit and debit cards in 2007, compared to $51.3 billion one-year ago. The 22% year-on-year increase in quick service restaurant charges is driven by expanded merchant acceptance, promotion of card usage and new contactless payment options. At mid-year, VISA USA reported that the number of VISA card transactions at QSRs increased 31% and debit card usage grew 32% over the previous year. VISA latest QSR survey found that one in five survey respondents are using cards to pay for more than half of their purchases at QSRs. The poll discovered that respondents would make additional purchases with their cards if they could get through lines faster; had the opportunity to earn rewards or free meals; more locations accepted payment cards; or they could swipe their own card. The average QSR credit card ticket is about $12.65. Americans spend about $170 billion per year at quick service restaurants.