A new analysis from a major credit bureau has found that average credit card debt and national credit card loan delinquency has for the first time experienced statistically relevant quarterly declines. National average credit card debt per credit card borrower dropped 1.25% from the previous quarter’s $1,694 total to $1,673, though the total remains 5.6% higher than the same period last year. According to TransUnion.com the highest state average card debt per credit card borrower was in Alaska at $2,378, followed by Tennessee at $2,013 and Alabama at $2,005. The lowest average credit card debt per credit card borrower was found in Iowa at $1,252, North Dakota at $1,265 and South Dakota at $1,365. TransUnion says that while the national 90-day delinquency rate is expected to drop slightly next quarter as consumers continue to take stock of their overall debt, forecasts for the remainder of the year see 90+ day delinquency to gradually edge back up to 1.20% and above, as increases in gas prices add to the overall financial burden of the consumer.