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Free Reports

The only true “FREE” credit reports come from the Federal Trade Commission. Despite the musical claims of some TV commercials, the only authorized source to get your free annual credit report under federal law is AnnualCreditReport.com. The FTC has released two new videos to promote that it is the only authorized source to get a free annual credit report. The new videos highlight the differences between AnnualCreditReport.com and those other sites that claim to provide “free” credit reports. Other sites require users to pay hidden fees or agree to additional services. For example, some sites provide a free credit report if you enroll in a new service. If you dont cancel the service during a short trial period, youre likely to see membership fees on your credit card statement. The “Fair Credit Reporting Act” requires each of the nationwide consumer reporting companies Experian, TransUnion, and Equifax to provide a free copy of your credit report, at your request, once every 12 months from AnnualCreditReport.com, a toll-free telephone number, or a mailing address. For more information visit: “http://www.annualcreditreport.com”:http://www.annualcreditreport.com

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