No more coupon cutting! FNBO Direct has joined Cardlytics to make available its “My Deals” program, saving you money across a network of popular merchants. As a FNBO Direct “Online BillPay” checkless checking account and “Extra Earnings” Visa Credit Card account customer, “My Deals” provides you complimentary access to discounts at restaurants and retail stores nationwide. Cardlytics powers the system that displays relevant offers to FNBO Direct account holders based on how they use their cards today. New offers appear when you log in and you simply click to electronically load the offers onto your Visa card. The offer is then processed at the merchant POS and FNBO Direct credits your account for the redemption of each offer at the end of the month.