The pretty blue exterior of the Chase Sapphire Preferred Card offers a precursor for the great rewards packed inside. This rewards card starts you off with a free flight, allowing you to earn 25,000 bonus points (enough for a free flight) provided you spend a mere $3,000 in the first three months. Cardholders can redeem their points at a 1:1 value with hotels and airlines. The value of the reward points goes up 25% when points are redeemed through Ultimate Rewards. Points accumulate at the rate of 2x points for airfare and hotels booked through Ultimate Rewards and one point per dollar on all purchases. As a special perk, no travel restrictions or blackout dates hold customers back when booked through Ultimate Rewards, either. The $85 annual fee is waived during the first year, and real people answer the phones when cardholders place a call, making the Chase Sapphire Preferred Card a more personalized experience.