Did you know a secured card could give you access to your credit score and other tools so you can track your own credit? The Capital One Secured MasterCard does. By being a cardholder, you enjoy automatic reporting to the three major credit bureaus as well. A refundable security deposit can get you a credit line of up to $3,000. Credit line increases may become possible with no further security deposit required. The card offers a 22.9% variable APR for purchases. The Capital One Secured MasterCard has no processing fees and no application fees and you can use it like any other MasterCard credit card at countless locations across the globe. There is a $29 annual fee for this secured card.