With only five fees, this prepaid credit card offers consumers a big break â no overdraft fees, no interest fees, and no hidden fees. The Vision Premier Visa Prepaid Card does not require a credit check and guarantees 100% approval. Cardholders will also enjoy free Direct Deposit, free online bill pay, and free Credit Builder, which allows them to build credit every time they pay a bill with their Vision Visa prepaid card. Use this prepaid Visa at more than 100,000 load locations and withdraw cash at millions of ATMs. Customer service and transactions are free, as well as email and text message alerts. The card is also safer to use than cash, since you can easily report unauthorized use.