With no activation fee and guaranteed card approval, this prepaid Visa card offers a convenient way to start building credit. The signup process is easy and fast, allowing consumers to apply in only 60 seconds. Cardholders can enjoy a great $25 cash bonus by using Direct Deposit with this account. Low in hassles, the AccountNow Prepaid Visa Card has no overdraft fees, no minimum balance, no bounced checks, and no credit check. The free credit builder gives an easy way to build or improve credit. Bill pay and Direct Deposit are also free for cardholders.