Incentives are the name of the game with this prepaid debit card issued by Palm Desert National Bank. The nFinanSe Visa(R) Reloadable Prepaid Debit Card includes a wide variety of free offers as well as the “no’s” you like to hear – no credit check, no security deposit, no overdraft fees, no interest charges, and no minimum balance. A free $5 deposit is added with your first load and the card also features a $7.77 bonus with free Direct Deposit. The maximum reloadable balance is $5,000 and you can get cash at ATMs nationwide. Refill your card at more than 80,000 locations across the globe and take advantage of the free ACH Bill Pay Service. The nFinanSe Visa(R) Reloadable Prepaid Debit Card also features 100% guaranteed approval, free unlimited PIN and signature transactions, free e-mail and text message alerts, free 24/7 live customer service, and Visa Zero Fraud Liability Protection. As an added bonus, cardholders can also enjoy free music downloads at www.nFinanSeMusic.com.