With a maximum reloadable balance of $10,000, the READYdebit(R) Platinum Visa(R) Prepaid Card makes it easy to handle all your spending with the same card. Some of the premium benefits for this prepaid credit card include: free credit score and credit builder, free mobile banking and text alerts, free unlimited purchase transactions, free online bill pay and check writing, and free Direct Deposit. This card does not require a credit check and it poses no overdraft fees, no bounced check fees, and no minimum balances. Live customer service is available 24/7. Your account is fully FDIC-insured up to and including the balance of your card.