Ease of use is a key focus for the SilverCard Prepaid MasterCard(R), which offers 100% guaranteed approval with no credit check. The card also offers a $0 activation with rebate. This is a smart card for Government and Benefits Checks recipients or others struggling through money issues. The card features free Direct Deposit for paychecks as well as government checks, as well as free unlimited purchase transactions wherever MasterCard debit cards are accepted. SilverCard carries no overdraft fees and requires no minimum balances. Online checking is available with electronic or paper checks.