Think mobile banking is just a passing fad? Well banks such as US Bank and Regions don’t seem to think so with their newly expanded mobile phone payment and banking options. And neither do the experts, projecting the m-payment audience will grow from about 116 million currently to roughly 375 million by 2015. Some accounts indicate the number of active mobile money service users will even more than double in the next two years to over 200 million by 2013! What’s most interesting is nearly 40% of the active users by 2015 are expected in the Africa & Middle East regions. The last time a ‘passing fad’ of this magnitude was expected to fizzle out was a little over 20 years ago; it was called the internet.