Use your transit card to conduct everyday purchases? That’s right; PATCO and Cubic Transportation Systems partnered to provide Philadelphia/New Jersey region commuters a transit-branded, contactless Visa prepaid card. The new PATCO âWaveâ & “Pay ANYWHERE” Visa Prepaid Card began a 12-month pilot program on September 26. Allowing you to use the same transit payment card for both transit and retail purchases, this “open-loop” payment system uses contactless bank cards allowing you to spend money wherever the card is accepted. The “PATCO Wave & Pay ANYWHERE Visa” Prepaid Card is a contactless, general purpose, reloadable card and one of the lowest fee prepaid cards on the market. Pcik yours up at any of the six PATCO stations where special kiosks are located today!