Consumer Payment Card News

Target Says 70million affected and offers FREE Credit Monitoring for Guests

Lots of rumors and talk is going around about the Target credit card data theft and how its affecting or going to affect consumers.  Target this morning released additional information as well as what shoppers can expect.  Executives at Target are now confirming that “certain guest information– separate from the payment card data previously disclosed — was taken during the data breach.”REDcard Target

What does this mean for the you, the Target shopper?

Well, the data that was stolen included the names, mailing addresses, phone number for up to 70 million people. There wasn’t a second breach, just a clarification after review of what was compromised.  Target has promised to reach out and contact those guests that are affected. Keep in mind Target WILL NOT  not ask those guests to provide any personal information as part of that communication. In addition, guests can find the tips on our website.  As you may already know, scammers look for additional opportunities like this to trick people into providing additional data.  For more information on scams and what to look out for, visit

Grett Steinhafel, CEO of Target stated “I know that it is frustrating for our guests to learn that this information was taken and we are truly sorry they are having to endure this.”  “I also want our guests to know that understanding and sharing the facts related to this incident is important to me and the entire Target team.”

So what is Target doing to help the situation?

All guests will have ZERO liability for the cost of any fraudulent charges arising from the breach. To provide further peace of mind, Target is offering one year of free credit monitoring and identity theft protection to all guests who shopped our U.S. stores. Guests will have three months to enroll in the program. Additional details will be shared next week. To learn more, please go to

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