Main Street Recession Talk

Main Street Recession Talk Spooks Wall St & Scares Small Biz

Main Street recession talk is disrupting small business plans and bubbling Downtown to Wall Street. Another short-term interest rate today cut (second time this year), a massive overnight funding market shortage for two-consecutive days (first time in more than a decade), inverted yield curve for first time in 13 years, trade tariff/consumer taxes set to…

Money Talk

Money Talk: Dollars & Cents Should Precede Birds & Bees

Having a money talk with your children can pay off handsomely when they reach adulthood by delivering a higher level of confidence in their finances. The “birds & bees” talk may help prevent unplanned pregnancies, but the “dollars & cents” talk, or more correctly, “dollars & sense” talk, may avoid boomerang adult kids who move…

Drunk Online Shoppers

Drunk Online Shoppers Blow Budgets with Stupid Purchases

Drunk online shoppers are blowing budgets with a credit card in-hand and booze in the other. Shopping online in your pajamas at 3 in the morning is nothing short of cool. But, mixing in a little Tequila and traditional brick-n-mortar store “impulse buying” returns, but exponentially, becoming stupid SUI (Shopping Under the Influence) purchases. About…

Credit Scores Sink

Credit Scores Sink and Stink in Wake of Unfortunate Unforeseen Events

Credit scores are the lifeblood of personal lending around the world and, if they fall below 660 it can become a “scarlet letter,” a sign of personal financial mismanagement. Repeated surveys confirm job loss, medical expenses, divorce, natural disasters or personal disasters are the major factors destroying a personal credit score. Missing one credit card…

Dollar Destroyer Bug

10 Dollar Destroyers to Identify, Avoid or Navigate

While a gargantuan number of Americans handle their finances reasonably well, there are 10 dollar destroyers floating around, wherein some consumers fall victim to their own personal financial mismanagement or find themselves in circumstances possibly out of their control.  The secret to successfully navigating around these ten hazards to the health of your wealth is…