Robert McKinley Professor Cardworthy

Robert McKinley Resurrects Professor Cardworthy

Professor Cardworthy, the “Money Explainer” of all things financial, was resurrected by Senior Payments Analyst Robert McKinley, reprising his role first developed in 2007 as the actor in a series of 50 “Cardworthy” YouTube consumer instructional videos. The 2007 project was shelved while Mr. McKinley was in a cancer battle and later placed on hold…

Money Talk

Money Talk: Dollars & Cents Should Precede Birds & Bees

Having a money talk with your children can pay off handsomely when they reach adulthood by delivering a higher level of confidence in their finances. The “birds & bees” talk may help prevent unplanned pregnancies, but the “dollars & cents” talk, or more correctly, “dollars & sense” talk, may avoid boomerang adult kids who move…

Financial Literacy Payoff

The Financial Literacy Payoff Has Finally Arrived

For more than two decades the nation’s largest payment networks, top banks, numerous financial firms, trade associations and tons of non-profit consumer advocacy/education have all been preaching the same sermons to teach and develop responsible money management skills. The hard work spearheaded by Visa with “Practical Money Skills for Life” in the mid-90s has paid…

Grandparenting Costs

Grandparents Spend Time & Money Generously on G-Kids

Grandparents today share in the financial and cultural support of their grandchildren, like never before. A new survey estimates grandparents spend $179 billion dollars per year on their grandchildren. The average age of becoming a first-time grandparent is 50 and the average number of grandchildren is four to five. The AARP’s Grandparents Today National Survey…

Dining Out Budget Buster

Dining Out – Gut Buster? or Budget Buster? or Both? Add Big Bucks to Your Piggy Bank

Americans are still blowing their budgets dining out. Repeated surveys list the top budget buster as eating out, followed by food and groceries (20%) and travel (20%). Around 15% of consumers said not saving enough was their biggest financial blunder of the year. Whether fine dining, casual dining or quick-service dining (“fast food”) most meals…

Unprecedented Economic Turmoil for 2019-2020

Unprecedented Economic Turmoil Rattle Americans for 2019-2020

The unprecedented economic turmoil unleashed on U.S. consumers since December, by the longest U.S. government shutdown ever, is driving Americans’ bananas, heading to food banks, payday lenders and fighting off lenders and landlords. Tax Refund Mess Adding more insult to the financial injury is the reduced tax refund amount produced by last year’s Tax Cuts…