Elusive Best Credit Card is Old School & K.I.S.S.
Best credit card is an oxymoron. There has never been the “ten best credit cards,” or even the “one best credit card” you gotta …
Credit cards
Credit Card APR Spread Hits 1000 bps – 26 Year Record
The credit card APR spread between the rates charged across all accounts and the prime rate computed to 1012 basis points (bps) in the …
Late Fees – 4 Ways to Beat the Card Trap
Late fees fluctuated between $5 and $10 in the mid-1980s when the credit card business was about to explode. Most of the ten largest …
Robert McKinley Resurrects Professor Cardworthy
Professor Cardworthy, the “Money Explainer” of all things financial, was resurrected by Senior Payments Analyst Robert McKinley, reprising his role first developed in 2007 …
Home Sharing, Hotels Maternity & Financial Goals
Home sharing is becoming more expensive than a hotel stay as greedy homeowners slip in exorbitant cleaning fees and service fees. At the same …
Free Tax Filings, Terrible Tariffs & Home Prices Dip
Free tax filings were not widely known among low-to-medium income taxpayers as some commercial tax preparation services did their level best to hide them …
Card Late Payers Continue to Rise Despite Job Glut
U.S. card late payers continue to creep upward to levels not seen since 2013 and running about 40 bps (basis points) above ratios reported …
Credit Card Debt Slides After Aberrant Summer Bump
U.S. credit card debt continued to decline in September for the second consecutive month following a July surge and an April/May spending binge. In …
Midwest Credit Unions the Heartland of Credit Cards
Midwest credit unions offer a balanced mix of points and cash-back for their credit card programs and 75% offer introductory rates ranging from 0% …
Southern Credit Unions Rise Again in Great Card Battle
Southern credit unions offer single digit interest rates and are nearly devoid of fees, except for reasonable late payment fees. Besides the extremely competitive …
