Professor Cardworthy, the “Money Explainer” of all things financial, was resurrected by Senior Payments Analyst Robert McKinley, reprising his role first developed in 2007 as the actor in a series of 50 “Cardworthy” YouTube consumer instructional videos. The 2007 project was shelved while Mr. McKinley was in a cancer battle and later placed on hold…
Free tax filings were not widely known among low-to-medium income taxpayers as some commercial tax preparation services did their level best to hide them until the IRS got pissed. Trump’s trade war has made every American a loser to some degree, small to big, but nonetheless, losers. Despite demand for housing and low rate mortgages,…
Midwest credit unions offer a balanced mix of points and cash-back for their credit card programs and 75% offer introductory rates ranging from 0% to 2.9% for the first six or twelve months. On the hole, credit unions in the Midwest states check off all the boxes when matched up to current credit card offerings…
Southern credit unions offer single digit interest rates and are nearly devoid of fees, except for reasonable late payment fees. Besides the extremely competitive pricing, nearly all credit unions in the South offer a rewards program and/or generous unlimited cash-back programs. From the huge Suncoast Credit Union in Florida to the tiny Bayer Heritage Federal…
Pacific coastal CUs (credit unions) all offer credit card rewards in some form as well as no annual fees, and mostly without any fees whatsoever. Simple pricing and simple choices are, well, simple. Of note is AlaskaUSA offering low fixed credit card interest rates on everything. BECU offers not only low long-term interest rate on…
Southwest CU credit cards offer some of the best deals in the country. “Don’t Mess with Texas” or the whole Southwest for that matter, as they are all straight shooters when it comes to credit cards. Of note is Tinker Federal Credit Union offering two rate and fee choices as well as complete and full…
Mid-Atlantic credit union credit cards are smack next door to the credit card giants issuing out of Delaware but hold their own with very competitive pricing. Most Mid-Atlantic credit unions offer a some version of a no annual fee rewards card. One notable benefit cited by Del-One Federal Credit Union is not only a 0%…
Rocky Mountain credit union credit cards offer some of the best interest rates and lowest fees, compared to the nation’s largest issuers. However, some credit unions in this region offer credit cards as agents of big banks, such as U.S. Bank. One notable benefits cited by Mountain America Credit Union is “same-day card issuance or…
New England credit union credit cards offer strongly competitive rates and fees, compared to the nation’s largest issuers. However, many credit unions offer credit cards as agents of big banks, such as U.S. Bank. Perhaps the biggest differentiator is summed up by Maine Savings FCU who lists among their credit card benefits: “if you have…
