Average Credit Scores Top 700 as Prime Status Remains Elusive to Most Americans
Average credit scores for consumers in the U.S. continue to hover around 700. Over the past ten years, consumer FICO credit scores have increased …
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Nuisance Credit Card Fees Decline as Merchant Fees More Than Offset the Gap
Americans shelled out less in nuisance credit card fees, such as late payment fees and high-fee credit card cash advances in 2018, due a …
Credit Card Crikey as Australians Shun Fantastic Plastic Debt & Spending
When it comes to fantastic plastic in 2018, it has been credit card crikey, with monthly decreases in 2018 in the amount Australians owe …
Credit Card Deadbeats Surface Again As Americans Get Giddy
Americans may be slowly taking on more debt than they should and end up struggling and juggling their credit cards, eventually becoming credit card …
Consumer Credit Card Delinquency Slowly Rears Its Ugly Head
Consumer credit card delinquency, those whose account(s) have fallen more than 30 days late or past the due date, has been slowing creeping up …
British Credit Card Lending Continues Downward Spiral in 2018
British credit card lending noses down a tad more. According to the latest consumer credit statistics released this morning by the Bank of England …
Debit and Prepaid Cards with the Mostest in Payment Technology at the Cash Register
The latest and greatest in payment technology for debit and prepaid cards is not just reserved for the “Big Gorilla” national banks. Commerce Bank, …
Credit Card APRs Surpass 30 Year Levels as Prime Rate Hits 5.50%
Credit card rates (nominal) among banks and credit unions issuing Visa and Mastercards nationally increased 35 basis points (bps) in the final three months …
Consumer Financial Obligations Ratio Reflects Lower Credit Card Debt
Financial Obligations Ratio (FOR) and the Consumer Service Ratio (DSR) for U.S. consumer credit continues to edge downward. According to the Federal Reserve, on …
Artificial Intelligence Seeping into Robust Personal Travel Abroad
Americans are slowly (about 20%) becoming comfortable utilizing artificial intelligence, via travel bots (e.g. Alexa or Google Home) to book personal trips abroad. The …
