Coronavirus Disruptions

Coronavirus Disruptions Send Spending to the Abyss

Coronavirus disruptions to everyday life are spreading rapidly as fear and anxiety grip consumers, business-owners and investors. The amplification of misinformation via social media and governments has become a plague unto itself. For Americans the only “silver lining” is mortgage rates dropping to the lowest level since October 2016. The 30-year fixed-rate mortgage is now…

Coronavirus Breeds Device Viruses

Coronavirus Breeds Device Viruses + Fake Rankings

Coronavirus breeds device viruses as hackers seek to exploit the fear and uncertainty of the possible physical pandemic. Consumers should look for mandatory arbitration clauses before buying. Loan sites get hit for misleading rankings and your financial health depends on baby steps. Coronavirus Goes Phishing Mimecast discovered a sample phishing email, showing attackers were disseminating…

Robert McKinley Professor Cardworthy

Robert McKinley Resurrects Professor Cardworthy

Professor Cardworthy, the “Money Explainer” of all things financial, was resurrected by Senior Payments Analyst Robert McKinley, reprising his role first developed in 2007 as the actor in a series of 50 “Cardworthy” YouTube consumer instructional videos. The 2007 project was shelved while Mr. McKinley was in a cancer battle and later placed on hold…

Free Tax Filings

Free Tax Filings, Terrible Tariffs & Home Prices Dip

Free tax filings were not widely known among low-to-medium income taxpayers as some commercial tax preparation services did their level best to hide them until the IRS got pissed. Trump’s trade war has made every American a loser to some degree, small to big, but nonetheless, losers. Despite demand for housing and low rate mortgages,…

Biometric Payment Cards

Biometric Payment Cards Offer Frictionless Transactions with Less Cooties

As signatures for credit cards diminish in value and PINs (personal identification numbers) become more common for debit card transactions, the next wave could likely be biometric payment cards. Payments cards with smart chips have had a big impact on fraud in the U.S.. Coupled with a four-digit PIN the payment card fraud decreases exponentially.…

Cyber Crooks Formjcking

Cyber Crooks Develop Formjacking to Capture Customer Credit Card Details via E-Tailers

Cyber crooks are getting bored while becoming more sophisticated, driving online shoppers and online retailers crazy. The latest criminal scheme is injecting malicious code into retailers’ websites to steal shoppers’ payment card details. Formjacking attacks are more ambitious, destructive, and stealthy. While a number of well-known retailers’ online payment websites, including Ticketmaster and British Airways,…

Ransomware Attacks

Ransomware Attacks Remain a Clear & Present Danger in 2019

Ransomware attacks continue to plague businesses of all sizes including tiny firms, possibly costing U.S. business $100 billion this year. Healthcare firms and even religious organizations have been targeted. Students are also a prime target. While, individuals are targeted too, most hackers go where the money is. The official definition of ransomware: a type of…