Small Business Optimism

Real Economy Optimism Driven by U.S. Small Biz in Apr

The real economy optimism was driven higher by U.S. small business owners who cite strong job creation, expectations for sales, business conditions, and credit conditions as the underlying reasons. The latest data show small business owners have largely recovered from the impact of the “Trump Shutdown,” nasty winter weather nationwide, and interest rate concerns. According…

Florida Consumer Sentiment

Florida Consumer Confidence High Despite Bugs

Florida consumer confidence reached a 17 year high in April, despite a busy hurricane season forecast starting June 1st. The nation’s most southern state is also currently dealing with blue algae resurfacing, impending red tide, rising shark bites and now a menacing love bug invasion. Consumer sentiment in Florida increased 1.4 points in April to…

Financial Literacy Payoff

The Financial Literacy Payoff Has Finally Arrived

For more than two decades the nation’s largest payment networks, top banks, numerous financial firms, trade associations and tons of non-profit consumer advocacy/education have all been preaching the same sermons to teach and develop responsible money management skills. The hard work spearheaded by Visa with “Practical Money Skills for Life” in the mid-90s has paid…

Grandparenting Costs

Grandparents Spend Time & Money Generously on G-Kids

Grandparents today share in the financial and cultural support of their grandchildren, like never before. A new survey estimates grandparents spend $179 billion dollars per year on their grandchildren. The average age of becoming a first-time grandparent is 50 and the average number of grandchildren is four to five. The AARP’s Grandparents Today National Survey…

Retirement Freedom

Retirement Freedom and Stress-Free Are Not Synonymous

More than half of Americans associate retirement with the words “freedom” and “enjoyment,” and a sizable portion associate retirement with the word “stress-free.” However, the reality is many are forced, out of necessity, to work during retirement, are deeply worried about their future Social Security & Medicare benefits, rising costs of medications, and other unforeseen…