Does the idea of a self-driving car or self-driving Lyft scare the bejesus out of you? But, this stuff is real, not from a science fiction novel, soon to be a reality. How long will it take for consumers to take to this new technology? It look 20 years to get consumers to warm up…
Educators, policymakers, and parents need to help young people with these building blocks for their future: 1. executive function, 2. financial habits and norms, and 3. financial knowledge and decision-making skills. The three building blocks typically emerge over three developmental stages: early childhood (ages 3-5), middle childhood (ages 6-12), and the teen years and young…
Two years ago British shoppers reached the tipping point of using cards for more transactions than cash on the high street. A key driver for this is the simplicity of using contactless cards and devices for ever lower value payments. Contactless payments are now second nature for many UK shoppers and with mobile payment services…
Liberal auto financing may be headed into trouble next year and beyond as sub-prime borrowers struggle with an average interest rate of 10.4%, compared to a rate of about 3% for prime borrowers. At an average new vehicle price of more than $33,000, subprime borrowers would pay almost $10,000 more in total interest, and…
Within the next four decades travelers will likely be greeted and attended to by hotel robots designed online, before arrival by you. Forget payment cards and your wallet, all is good in th future. Dr. James Canton from The Institute for Global Futures, a leading think tank that identifies emerging consumer trends, explains, “Trends in…
