New Year's Resolutions

A new survey shows that eight out of ten consumers expect to have less debt this year. Of those surveyed, 72% plan to limit credit card usage while 40% expect to limit ATM visits during 2004. The survey, conducted by CoolSavings, also found that 57% expect to put more money away in savings in the…

Latte Winners

If you want a chance to win some free joe for the next two years and the opportunity to take your friends to the other side of the earth, first-class, then head over to Starbucks. Between now and February 17th, Starbucks card users making a purchase with their “Duetto VISA” or “Starbucks Gift Card” will…

XMAS 2003

Americans will have racked up slightly more than $115 billion in retail spending on their credit and debit cards as the holiday shopping season comes to a close this week. For the first five weeks of the current shopping season, consumers charged $69.6 billion to major credit cards and $20.1 billion to signature debit cards.…

Black Friday

While “Black Friday” has traditionally been the day after Thanksgiving, a new “Black Friday” might emerge this year on the day after Christmas. Armed with billion of dollars in gift cards, and in search of marked-down items, Americans may flood into stores on December 26th. The potential for strong after-holiday shopping is music to retailers’…

#1 MASCOT

Today is the final day to vote in Capital One’s “National Mascot of the Year” competition. The winner will be announced New Year’s Day during the “Capital One Bowl” in Orlando. As of this morning, more than 4.5 million votes have been cast in the competition with “Brutus Buckeye” showing the most momentum. The “National…

Cash is Queen

For the first time electronic payments have surpassed cash and checks as consumers’ preferred payment method for in-store purchases. A new study, released this week, has found that cash and checks now account for only 47% of consumers’ in-store purchases, as compared to 57% in 1999 and 51% in 2001. In another striking statistics: debit…

0%-2004

While the Feds keep the lid on short-term interest rates, now might be the ideal time to give your credit cards a little scrutiny. Some issuers are continuing to offer zero percent interest rates that stretch through next December. FleetBoston is offering a “Platinum VISA” with a balance transfer APR of 0% through next year,…

Santa Spending

Retail spending on credit and debit cards for the first four weeks of the current holiday season has topped $67 billion in the USA. Americans pulled out major credit cards to charge more than $53 billion in retail purchases, and used off-line or signature debit cards to charge nearly $14.5 billion in holiday purchases. VISA…

AmEx Wheel

American Express and the popular syndicated TV show, “Wheel of Fortune” will be promoting the “Blue Cash from American Express” card this week. Through Friday, December 19th, viewers will see a blue set, custom designed for “Wheel of Fortune.” It will feature a “Blue Cash” wedge on the Wheel, blue-themed prizes including blue cars, blue-themed…

AVON VISA

Following the recent release of its cutting-edge and award-winning “Starbucks Card Duetto VISA,” Bank One has come calling this week with yet another innovative credit card. The new “Avon Platinum VISA” rewards both cardholders as well as Avon representatives. The new card offers cardholders a full one percent back on card purchases and offers Avon…