Holiday Season Closes With Good and Bad & New Goals

Holiday season closes amidst a blockbuster turnout for small retail businesses globally. Even though the shortened holiday season may have pushed retail sales down a tad, business owners remain confident about their businesses going forward. Scrooge remained with us as organized crime hijacked truckloads of holiday stuff and gift card scam artists manifest themselves bigly…

Small Business Owner Optimism

Small Business Owner Recession Concerns Subside

Small business owner optimism continues to hold steady despite concerning and growing global economic negative indicators. However, the delay in turmoil is likely linked to delayed trade tariffs and short-term interest rate cuts. Two surveys revealed the uptick in October. The NFIB Optimism Index increased 60 bps (basis points) in October. Furthermore, the Wells Fargo/Gallup…

Southern Credit Unions

Southern Credit Unions Rise Again in Great Card Battle

Southern credit unions offer single digit interest rates and are nearly devoid of fees, except for reasonable late payment fees. Besides the extremely competitive pricing, nearly all credit unions in the South offer a rewards program and/or generous unlimited cash-back programs. From the huge Suncoast Credit Union in Florida to the tiny Bayer Heritage Federal…