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My Mint.com

There is a free and easy way to track all your personal financial accounts and all your personal spending on one secure website. More than ten million consumers use Intuit’s Mint.com to give them a bird’s eye view of all their financial stuff such as bank accounts, investments, credit cards, car loans, mortgages, etc. It…

How Do They Figure My FICO Score?

How Do They Figure My FICO Score?

It’s impossible to accurately calculate your FICO credit score, but you can get a pretty good handle on what goes into that mysterious number. Unfortunately in the U.S. our character is defined by our FICO score as there is a proven correlation between credit and overall risk. Not only creditors but also employers, landlords, car…

Do gift cards ever expire?

With gift cards a very popular gift for the holidays, you may not know all the rules on gift cards. So, do gift cards ever expire?  Depends on when you purchased the gift card. Gift cards sold on or after August 22, 2010 are subject to many new rules. Whatever you loaded onto the card…

How The Target Breach Affects You

CardTrak.com has been monitoring the now 70+ million customers the Target data breach has affected and what it will ultimately mean for them and the payments industry. The latest fraud numbers tells us that there doesn’t appear to be any large scale increases as of yet. In fact, CardTrak is seeing fraud reporting at the…