Household Debt Ratios Quickly Sink to New Lows
Household debt ratios for the third-quarter plummeted to levels not seen in more than 40 years. The Financial Obligations Ration (FOR) dropped 100 basis …
Spending
Consumer Confidence Calamity Lurks Despite Dec Bump
Consumer confidence calamity rebounded a tad in early December with the prospects of a long-delayed stimulus package being passed before the holiday break, the …
Third-Quarter Card Debt Sinks as Stimuli Runs Dry
Third-quarter card debt is expected to take a big hit as the waning impact of one-time consumer stimuli payments, and reductions in unemployment supplemental …
Spending Confidence Holds in Feb for U.S. Consumers
The University of Michigan Survey of Consumers found spending confidence by American consumers increased slightly in February. The coronavirus was mentioned by 8% of …
Savings Secrets You Can Unlock Using Your Noggin
Savings secrets do not exist in Europe and Asia, but in the good ole U.S.A trying to put together a savings jar of $400 …
Small Business Grapples with Uncertainty
Small business challenges for 2020 will not be easy as more than eight of ten owners indicate attracting new customers is their biggest problem, …
Elusive Best Credit Card is Old School & K.I.S.S.
Best credit card is an oxymoron. There has never been the “ten best credit cards,” or even the “one best credit card” you gotta …
Stable U.S. Economy Likely to Hold till Election Day 2020
Stable U.S. economy is the word of the day. Barring unforeseen events like a global coronavirus plague, a Mid-East war, a successful impeachment or …
Home Sharing, Hotels Maternity & Financial Goals
Home sharing is becoming more expensive than a hotel stay as greedy homeowners slip in exorbitant cleaning fees and service fees. At the same …
Free Tax Filings, Terrible Tariffs & Home Prices Dip
Free tax filings were not widely known among low-to-medium income taxpayers as some commercial tax preparation services did their level best to hide them …
